NAVI Q4 Earnings Top on Lower Expenses, Shares Fall as NII Decline Y/Y

Key Takeaways NAVI posted Q4 adjusted EPS of 39 cents, beating estimates, but shares fell nearly 10.8% in early trading.NAVI benefited from lower expenses and provisions despite weaker net interest income.Federal Education Loans net income jumped to $27M, while Consumer Lending income dropped 32.4% year over year.Navient Corporation (NAVI) reported fourth-quarter 2025 adjusted earnings per share (EPS) of 39 cents, surpassing the Zacks Consensus Estimate of 31 cents. It reported earnings of 25 cents in the p ...