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Core Viewpoint - Zhejiang Zheshang Bank has announced updates to its personal consumption loan subsidy policy, responding to recent government notifications and customer inquiries regarding interest subsidy scope and standards [1][2]. Group 1: Policy Changes - The implementation period for the personal consumption loan subsidy policy has been extended to December 31, 2026 [1]. - The support scope has been expanded to include credit card bill installment services [1]. - The subsidy field has been broadened by removing the restriction on single transactions of 50,000 yuan and above [1]. - The subsidy standard has been improved by eliminating the cap of 500 yuan on single transaction subsidies and the cumulative limit of 1,000 yuan for each borrower at a single institution for transactions below 50,000 yuan [1]. Group 2: Customer Guidance - Customers who have already signed personal consumption loan subsidy agreements will not need to re-sign; transactions initiated from January 1, 2026, will automatically apply the new subsidy policy [1]. - Some banks, including Bank of China and China Construction Bank, allow customers whose consumption transactions are not automatically recognized to upload invoices for manual verification [2]. - Zhejiang Zheshang Bank has issued warnings regarding the consequences for borrowers who attempt to fraudulently obtain subsidy funds, including strict prohibitions and potential legal actions for providing false information or using illegal intermediaries [2].