河南襄城：金融“活水”精准浇灌产业沃土

Group 1 - In 2025, Xuchang City, Xiangcheng County added loans of 3.434 billion yuan, with over 2 billion yuan directed towards more than a thousand private enterprises, accounting for over 60% [1] - The financial service model in Xiangcheng County has transformed, implementing a one-on-one service mechanism that has visited over 60 township enterprises, facilitating financing of over 500 million yuan [1] - The "Xiangcheng Speed" in financial services is exemplified by the quick approval and disbursement of a 5 million yuan credit loan to a local tech enterprise within a week [1] Group 2 - The collaboration between the Xiangcheng Financial Affairs Center, Henan Agricultural Guarantee Company, and financial institutions has established a "government-bank-guarantee" linkage mechanism to enhance financing capabilities for small and micro enterprises [2] - In 2025, the Henan Agricultural Guarantee Company issued 589 new business loans totaling 173.2 million yuan, with 36.7 million yuan supporting 367 grain planting enterprises in Xiangcheng County [2] - The "Yunongdan·Disaster Relief Loan" policy has been effectively implemented, with 29 loans totaling 15.3 million yuan provided to help agricultural operators recover from disasters [2] Group 3 - The Xiangcheng Financial Affairs Center encourages financial institutions to innovate credit products tailored to different types and stages of enterprises, exemplified by the "Yushang Micro Loan" for stable small enterprises lacking collateral [3] - The Xiangcheng Rural Commercial Bank has actively engaged with enterprises to match their funding needs, resulting in a quick disbursement of a 500,000 yuan loan to a local aluminum company [3] - The bank plans to continue its "send funds, send services, send policies" initiatives to enhance the efficiency of credit funding [3] Group 4 - An integrated online and offline financial service platform has been established in Xiangcheng County, allowing enterprises to independently query and match financing resources [4] - In 2025, 21 government-bank-enterprise matchmaking events were held, covering over 400 enterprises [4] - The Xiangcheng Financial Affairs Center aims to deepen government-bank-enterprise cooperation and optimize the financing environment to support rural revitalization and high-quality development [4]