香港银公调查：愈来愈多市民将数字资产纳入整体财富管理策略中

Core Insights - Digital banks are becoming a crucial bridge for citizens to access the Web3 ecosystem and diversify wealth management strategies, leveraging their flexibility and innovation [1][2] - A significant portion of the public recognizes the advantages of digital banks, including a broad service range (60.4%) and competitive exchange rates and terms (56.4%), which enhance asset allocation flexibility and efficiency [1] - There is a growing emphasis on the innovation capabilities and user experience of financial institutions, with digital banks complementing traditional banks by offering high flexibility in digitalization and Web3 applications [1] Group 1 - The survey indicates that 57.6% of the public and 81.5% of small and medium enterprises are aware of the recently passed Stablecoin Bill, reflecting increased attention on digital asset applications [2] - Respondents expect digital banks to provide services related to digital asset "storage management," "daily payments," and "risk management," expanding the wealth management toolset [2] - The spokesperson for the Hong Kong Banking Association emphasizes the unique value of digital banks in providing innovative wealth management experiences, particularly in the context of digital assets and the Web3 ecosystem [2]