Enova International Q4 Earnings Call Highlights

Cunningham said Enova delivered “another exceptional year,” citing 27% origination growth in 2025 that led to nearly 20% revenue growth. He added that stable credit and operating leverage drove adjusted EPS growth of 42% for the year. He emphasized that 2025 marked the second consecutive year of adjusted EPS growth above 30%, which he attributed to Enova’s diversified products, online-only model, and risk management and technology capabilities.Cunningham said the two companies are operating “business as usu ...