I'm 30, Earning $50,000, Paying 25% Interest on Credit Cards, and Trying to Fix It Without Making Things Worse

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Quick Summary A 30-year-old earning $50,000 is doing everything right on paper, freezing cards, paying more than the minimum, negotiating interest rates, yet 25% APR credit card debt is still swallowing most of his payments. When debt, income, and cash flow all collide, talking it through with a financial advisor can help surface what actually moves the needle. You do not need a high income or a finished ...