First Foundation (FFWM) Reports Q4 Loss, Misses Revenue Estimates

Financial Performance - First Foundation reported a quarterly loss of $0.04 per share, missing the Zacks Consensus Estimate of $0.02, compared to a loss of $0.17 per share a year ago, indicating an earnings surprise of -300.00% [1] - The company posted revenues of $48.36 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 16.05%, and down from $64.68 million year-over-year [2] - Over the last four quarters, First Foundation has surpassed consensus EPS estimates two times and topped consensus revenue estimates two times [2] Stock Performance - First Foundation shares have lost about 2.4% since the beginning of the year, while the S&P 500 has gained 1.9% [3] - The current Zacks Rank for First Foundation is 3 (Hold), indicating that shares are expected to perform in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the coming quarter is $0.02 on $58 million in revenues, and $0.30 on $246.5 million in revenues for the current fiscal year [7] - The estimate revisions trend for First Foundation was mixed ahead of the earnings release, which could change following the recent report [6] Industry Context - The Banks - Southwest industry, to which First Foundation belongs, is currently in the top 32% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8]