First Financial Bancorp. Q4 Earnings Call Highlights

First Financial’s balance sheet growth in the quarter included a significant contribution from the Westfield acquisition. Anderson said total loan balances increased $1.7 billion during the period, including $1.6 billion acquired in the Westfield transaction . Excluding acquisition impact, organic loan growth was $131 million , or 4% annualized , driven by C&I and Summit.Net interest margin (NIM) was 3.98% , down slightly from the prior quarter. CFO Jamie Anderson said funding costs declined 15 basis points ...