Landmark Bancorp, Inc. (LARK) Q4 2025 Earnings Call Prepared Remarks Transcript

Core Viewpoint - Landmark Bancorp held its Q4 and Full Year 2025 Earnings Conference Call, introducing new leadership and discussing financial performance and future outlook [1]. Group 1: Leadership and Management - Shelley Reed, who joined Landmark in August 2025, hosted the earnings call [1]. - The executive leadership team present included President and CEO Abby Wendel, CFO Mark Herpich, and Chief Credit Officer Raymond McLanahan [1]. Group 2: Financial Performance - The call focused on the financial results for the fourth quarter and the full year of 2025, although specific figures were not disclosed in the provided text [1]. Group 3: Forward-Looking Statements - The company made forward-looking statements regarding projections and future performance, emphasizing the inherent risks and uncertainties associated with such statements [2]. - Landmark cautioned against placing undue reliance on these forward-looking statements, noting that actual results may differ materially [2]. Group 4: Non-GAAP Financial Metrics - The remarks included references to non-GAAP financial metrics, which the company believes provide useful information to investors [3]. - Additional disclosures regarding these non-GAAP measures and their reconciliations were mentioned as part of the earnings release and SEC filings [3].