What's a Realistic Retirement Budget at 52 With $680K Saved and a $115K Income?

Based on your current age and income, you might expect around $3,200 per month/$38,400 per year in Social Security benefits (2024 dollars, not accounting for inflation) if you claim at age 67. If you want to increase your budget, you could delay benefits to age 70 for a maximum of $3,968 per month/$47,616 per year.The quick way to do that is with our Social Security calculator , which will give you a back-of-envelope estimate based on your age and earnings. The slower, but more accurate, option is to contac ...