Are Wall Street Analysts Predicting Wells Fargo Stock Will Climb or Sink?

Company Overview - Wells Fargo & Company (WFC) was founded in 1852 and provides diversified banking, investment, mortgage, and consumer and commercial finance products and services both in the United States and internationally. The company is based in San Francisco, California, with a market capitalization of $276.4 billion and operates through various segments including Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management [1] Stock Performance - Over the past year, WFC shares have underperformed the broader market, with a 13.8% increase in stock price over the last 52 weeks, while experiencing a 4.8% decline year-to-date (YTD). In contrast, the S&P 500 Index has returned 16.1% over the past year and increased by 1.9% in 2026 [2] - WFC has outperformed the State Street Financial Select Sector SPDR ETF (XLF), which saw a 3.1% rise over the past 52 weeks and a 3.2% decline this year [3] Earnings Report - On January 14, WFC's stock declined over 4% following a mixed Q4 2025 earnings release. The company's revenue net of interest expense for the quarter was $21.3 billion, which did not meet market expectations. However, the adjusted EPS for the quarter was $1.76, exceeding Wall Street estimates. The bank's net interest margin and efficiency ratio also fell short of forecasts, negatively impacting investor sentiment [4] Future Projections - Analysts project WFC's EPS to increase by 9.9% year-over-year (YoY) to $6.90 for the current year ending in December. The company has consistently surpassed analysts' consensus estimates in the past four quarters. Among 27 analysts covering the stock, the consensus rating is a "Moderate Buy," consisting of 13 "Strong Buy" ratings, four "Moderate Buy" ratings, nine "Hold" ratings, and one "Strong Sell" [5] Analyst Ratings and Price Targets - On January 15, TD Cowen analyst Steven Alexopoulos maintained a "Hold" rating for WFC but lowered the price target from $102 to $100. The mean price target for WFC is $101.32, indicating a 14.2% premium to current market prices, while the highest target of $113 suggests a potential upside of 27.4% from current levels [6]