LendingClub: Irrational Earnings Sell Off

Core Viewpoint - LendingClub (LC) is experiencing a pre- and post-earnings dip after trading at multi-year highs above $20, indicating a need to assess its growth prospects and cash flow strategy [1]. Company Overview - LendingClub is positioned in the fintech sector and is noted for its conservative growth approach, focusing on generating substantial cash flow rather than aggressive expansion [1]. Analyst Background - The analysis is led by Mark Holder, a CPA with extensive experience in investing and portfolio management, who provides insights through the investing group Out Fox The Street [1].