First Internet Bancorp (INBK) Surpasses Q4 Earnings Estimates

分组1 - First Internet Bancorp (INBK) reported quarterly earnings of $0.64 per share, exceeding the Zacks Consensus Estimate of $0.59 per share, and showing an increase from $0.41 per share a year ago, resulting in an earnings surprise of +9.40% [1] - The company posted revenues of $41.7 million for the quarter ended December 2025, which was 2.58% below the Zacks Consensus Estimate, and an increase from $39.49 million year-over-year [2] - First Internet has only surpassed consensus EPS estimates once in the last four quarters, indicating challenges in meeting revenue expectations [2] 分组2 - The stock has gained approximately 1.7% since the beginning of the year, underperforming compared to the S&P 500's gain of 1.9% [3] - The current consensus EPS estimate for the upcoming quarter is $0.86 on revenues of $43.4 million, and for the current fiscal year, it is $4.28 on revenues of $188.35 million [7] - The Zacks Industry Rank for Banks - Northeast is in the top 23% of over 250 Zacks industries, suggesting a favorable outlook for the industry [8]