Axos Financial (AX) Reports Q2 Earnings: What Key Metrics Have to Say

Core Insights - Axos Financial reported a revenue of $385.09 million for the quarter ended December 2025, marking a 25.1% increase year-over-year and exceeding the Zacks Consensus Estimate of $343.85 million by 11.99% [1] - The company's EPS for the quarter was $2.25, up from $1.82 in the same quarter last year, and also surpassed the consensus EPS estimate of $2.07 by 8.7% [1] Financial Performance Metrics - Net Interest Margin was reported at 4.9%, higher than the average estimate of 4.7% from two analysts [4] - The Efficiency Ratio stood at 47.9%, slightly above the average estimate of 47.6% based on two analysts [4] - Total Non-Interest Income reached $53.38 million, significantly exceeding the average estimate of $35.5 million from two analysts [4] - Net Interest Income was reported at $331.71 million, compared to the average estimate of $308.35 million from two analysts [4] Stock Performance - Over the past month, shares of Axos Financial have returned +6.6%, outperforming the Zacks S&P 500 composite's +0.8% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]