金融活水精准浇灌 实体经济根深叶茂 中国人民银行江苏省分行全力支持地方经济高质量发展

Core Viewpoint - The People's Bank of China Jiangsu Branch is committed to supporting high-quality economic development through effective financial services, enhancing trade and investment facilitation, and ensuring the financial system remains robust and efficient [1][2]. Financial Support and Performance - Jiangsu's social financing scale has maintained an annual average increase of 3.35 trillion yuan from 2021 to 2024, ranking it among the top in the country [2] - As of the end of 2025, the total RMB loan balance in Jiangsu reached 28.25 trillion yuan, with an average annual growth rate of 12.8%, consistently outpacing the nominal GDP growth [2] - The average interest rate for newly issued corporate loans in Jiangsu decreased by 149 basis points compared to 2020, reflecting a significant reduction in financing costs for enterprises [2] Focus on Key Financial Areas - Loans in the "Five Major Articles" financial sectors reached 12.3 trillion yuan by the end of November 2025, accounting for 43.5% of total loans [3] - Since 2025, new loans in these sectors amounted to 1.6 trillion yuan, representing nearly 70% of total loan growth [3] - The balance of technology loans reached 5.2 trillion yuan, serving over 148,000 enterprises [3] Digital and Green Finance Initiatives - By the end of 2025, the cumulative transaction volume of digital RMB in Jiangsu reached 15 trillion yuan, with over 78 million wallets opened [4] - The balance of green loans in Jiangsu reached 5.6 trillion yuan by the end of November 2025 [3] Financial Accessibility and Consumer Services - The local credit platform has helped 260,000 business entities secure loans totaling 1.9 trillion yuan [5] - The province has established 14 local credit platforms, achieving full coverage [5] - The number of ATMs supporting foreign card withdrawals reached 21,000, enhancing payment service convenience for foreign visitors [5] Cross-Border Financial Services - By 2025, the total amount of cross-border RMB transactions in Jiangsu exceeded 3 trillion yuan, quadrupling since 2020 [6] - The number of enterprises engaged in cross-border RMB settlement reached 5,394, with a transaction volume of 587.8 billion yuan [6] Risk Management and Future Outlook - The scale of foreign exchange derivatives for managing exchange rate risks surpassed 240 billion USD by 2025, tripling since 2020 [7] - The Jiangsu Branch aims to continue enhancing financial services to support the province's high-quality development and maintain a strong financial safety net [7]