2025年1-12月职工医保个人账户共济4.64亿人次，共济金额687.7亿元

Core Insights - The total number of participants in the employee medical insurance personal account mutual aid reached 464 million, with a total amount of 68.77 billion yuan from January to December 2025 [1][6]. Group 1: Mutual Aid via Immediate Access to Personal Accounts - From January to December 2025, 463 million participants utilized the immediate access to personal accounts for mutual aid, amounting to 68.02 billion yuan [1][6]. - Within the same coordination area, 421 million participants contributed 60.08 billion yuan, while 4.173 million participants across different coordination areas contributed 7.938 billion yuan [1][6]. - The mutual aid was primarily used for medical expenses at designated medical institutions (48.838 billion yuan), retail pharmacy expenses (3.432 billion yuan), personal contributions to basic medical insurance (14.227 billion yuan), long-term care insurance contributions (0.076 billion yuan), and other purposes (1.448 billion yuan) [1][6]. Group 2: Mutual Aid via Medical Insurance Wallet - In the same period, there were 1.121 million transactions through the medical insurance wallet, totaling 0.75 billion yuan [2][6]. - Of these transactions, 648,800 were within the province, amounting to 0.436 billion yuan, while 472,200 were cross-province transactions, totaling 0.314 billion yuan [2][6]. Group 3: Regional Breakdown of Mutual Aid - The regional distribution of mutual aid participants and amounts is as follows: - Beijing: 38.83 million participants, 4.49 billion yuan - Jiangsu: 54.89 million participants, 6.56 billion yuan - Zhejiang: 49.55 million participants, 8.04 billion yuan - Guangdong: 38.41 million participants, 4.96 billion yuan - Sichuan: 16.37 million participants, 3.12 billion yuan - Other regions also contributed significantly, with a total of 462.82 million participants and 68.02 billion yuan across all regions [3][7].