2月新规来了 事关你我生活

Group 1 - The People's Bank of China and other regulatory bodies have established new regulations regarding cash payment services, effective from February 1, 2026, which require businesses to support cash payments and maintain reasonable change availability [1] - Financial institutions are mandated to sell appropriate products through suitable channels to suitable clients, with a focus on risk assessment and differentiation between professional and ordinary investors, starting February 1, 2026 [2] - The China Securities Regulatory Commission has clarified the conditions for the acceptance of commitments in administrative law enforcement, enhancing the protection of investors' rights and improving enforcement efficiency, effective from February 1, 2026 [3] Group 2 - New regulations prohibit online trading platforms from forcing merchants to adopt specific refund policies or pay unreasonable fees, effective from February 1, 2026 [4] - The "Live E-commerce Supervision Management Measures" will regulate the use of artificial intelligence in live commerce, preventing misleading advertising and requiring clear identification of AI-generated content, starting February 1, 2026 [5] - The "Management Measures for Quality Safety Commitment Certificates of Agricultural Products" will require certain agricultural products to have a commitment certificate ensuring compliance with safety standards, effective from February 1, 2026 [6] Group 3 - The "Administrative Law Enforcement Supervision Regulations" will incorporate the results of enforcement supervision into the evaluation of the effectiveness of the rule of law government, effective from February 1, 2026 [8] - The "Unified Social Credit Code Management Measures" will implement lifecycle management of the unified social credit code for organizations, ensuring accurate identification and tracking, effective from February 1, 2026 [8] - The "National Reading Promotion Regulations" aim to enhance reading accessibility, particularly in underdeveloped areas, and provide support for vulnerable groups, effective from February 1, 2026 [8]