存款重回万亿规模！2025年惠州全市金融运行数据出炉

Core Insights - In 2025, Huizhou's financial indicators are showing a stable recovery, with increased financial support for major strategies, key areas, and weak links in the economy [2] - The overall loan growth trend is positive, with significant increases in loans to key sectors and weak links [2] - The financing structure is continuously optimizing, with a notable increase in loans for the "Five Major Financial Articles" [2] Loan Growth - By the end of December, the total balance of various loans in Huizhou reached 11,476.1 billion yuan, a year-on-year increase of 4.6% [2] - Loans to enterprises and institutions increased significantly, with a balance of 5,889.5 billion yuan, reflecting an 11.2% year-on-year growth [2] - Household loans totaled 5,478.4 billion yuan, showing a slight decline of 2.3% year-on-year [2] Sector-Specific Support - Loans for technology and digital economy sectors accounted for 23.1% and 10.2% of total loans, ranking third in the province [3] - Manufacturing loans reached 2,334.6 billion yuan, with an 11.3% year-on-year increase, leading the province in loan balance [3] - Infrastructure loans amounted to 1,069.3 billion yuan, growing by 10.5% year-on-year, while agricultural loans reached 1,816.4 billion yuan, up by 7.0% [3] Deposit Growth - Total deposits in Huizhou reached 10,170.2 billion yuan by the end of December, marking a 0.8% year-on-year increase [3] - Household deposits grew by 11.3% year-on-year, while non-financial enterprise deposits decreased by 2.7% [3] - The increase in demand deposits indicates improved economic activity, with household and corporate demand deposits growing by 9.4% year-on-year [3] Financing Costs - The financing cost for the real economy continues to decline, with loan interest rates at historically low levels [4] - By December 2025, the interest rate for newly issued loans decreased by 56 basis points compared to the previous year, with corporate loan rates down by 33 basis points [4]