央行上海总部：2025年全年长三角地区人民币贷款增加5.83万亿元，外币贷款增加21亿美元

Core Insights - The People's Bank of China (PBOC) Shanghai Headquarters reported on the monetary credit situation in the Yangtze River Delta region for the end of December 2025, indicating a total loan balance of 76.52 trillion yuan, a year-on-year increase of 8.3%, with a slight decrease in growth rate compared to the previous month [1][2] Summary by Category Overall Loan Balances - As of December 2025, the total loan balance in the Yangtze River Delta region reached 76.52 trillion yuan, with a year-on-year growth of 8.3%, which is a decrease of 0.1 percentage points from the previous month [1][2] - The balance of RMB loans was 75.65 trillion yuan, showing a year-on-year increase of 8.4%, also down by 0.1 percentage points from the previous month [1][2] - The balance of foreign currency loans stood at 123.5 billion USD, reflecting a year-on-year growth of 1.7%, with growth rate unchanged from the previous month [1][2] RMB Loan Dynamics - In 2025, RMB loans in the Yangtze River Delta increased by 5.83 trillion yuan, which is a decrease of 633.6 billion yuan compared to the previous year [1][2] - Household sector loans increased by 77.3 billion yuan, which is a decrease of 696.1 billion yuan year-on-year; short-term loans decreased by 300.5 billion yuan while medium to long-term loans increased by 377.8 billion yuan [1][2] - Corporate loans rose by 5.6 trillion yuan, an increase of 189.7 billion yuan year-on-year; short-term loans increased by 2.22 trillion yuan, medium to long-term loans by 2.79 trillion yuan, and bill financing increased by 481 billion yuan [1][2] - Non-bank financial institution loans decreased by 21.3 billion yuan, which is a larger decrease of 64.7 billion yuan year-on-year [1][2] - In December 2025, RMB loans increased by 281.4 billion yuan, which is a decrease of 93.7 billion yuan year-on-year [1][2] Foreign Currency Loan Dynamics - In 2025, foreign currency loans in the Yangtze River Delta increased by 2.1 billion USD, which is an increase of 20.5 billion USD year-on-year [1][2] - In December, foreign currency loans increased by 300 million USD, reflecting a year-on-year increase of 100 million USD [1][2]