Xin Lang Cai Jing·2026-01-30 08:56Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) announced adjustments to its "Ruyi Gold Accumulation" business and certain physical gold product sales rules, effective from February 7, 2026, to enhance service quality and efficiency [1][2]. Group 1: Business Operation Adjustments - The business operation hours for the Ruyi Gold Accumulation and floating price physical gold products will be adjusted, with physical branches opening no earlier than 9:10 AM and electronic banking channels operating from 9:10 AM to 10:30 PM daily starting February 7, 2026 [1]. - A limit management system will be implemented for the Ruyi Gold Accumulation business on weekends and public holidays, including daily accumulation/redemption limits and single transaction limits, with dynamic settings in place [1]. Group 2: Agreement Revision - The "Ruyi Gold Accumulation Business Agreement (2025 Edition)" will be revised to form the "Ruyi Gold Accumulation Business Agreement (2026 Edition)" in line with the operational adjustments [2]. - A public consultation period will last until February 6, 2026, during which existing customers can raise objections or cancel their accounts; failure to do so will imply acceptance of the new agreement without the need for re-signing [2].