2025年，687.7亿元→

Core Insights - The National Healthcare Security Administration reported that from January to December 2025, the total number of participants in the employee medical insurance personal account mutual aid reached 464 million, with a total amount of 68.77 billion yuan [1] Group 1: Mutual Aid Overview - The mutual aid of employee medical insurance personal accounts allows insured individuals to use their personal account funds for family members, breaking geographical restrictions [1] - In 2025, the number of mutual aid instances through immediate access to bound personal accounts reached 463 million, with a total amount of 68.02 billion yuan [1] - Within the same coordination area, mutual aid accounted for 421 million instances and 60.08 billion yuan, while inter-provincial mutual aid reached 4.17 million instances and 7.94 billion yuan [1] Group 2: Usage of Mutual Aid Funds - The funds were primarily used for personal medical expenses incurred at designated medical institutions, totaling 48.84 billion yuan, and for personal expenses at designated retail pharmacies, amounting to 3.43 billion yuan [1] - Additionally, 14.23 billion yuan was used for personal contributions to basic medical insurance, while 0.76 billion yuan was allocated for long-term care insurance contributions [1] - Other uses accounted for 1.45 billion yuan [1] Group 3: Mutual Aid via Medical Wallet - In 2025, there were 1.12 million transactions through the medical wallet for mutual aid, totaling 0.75 billion yuan [1] - Of these, 648,800 transactions occurred within the province, amounting to 0.44 billion yuan, while inter-provincial transactions reached 472,200, totaling 0.31 billion yuan [1] Group 4: Provincial Breakdown - The report provides a detailed breakdown of mutual aid by province, with Jiangsu leading at 65.61 billion yuan and Zhejiang following at 80.37 billion yuan [2] - Other notable provinces include Beijing with 4.49 billion yuan, and Guangdong with 5.87 billion yuan [2] - The total mutual aid amount across all provinces reached 68.02 billion yuan [2]