Core Viewpoint - Flagstar Bank reported quarterly earnings of $0.06 per share, exceeding the Zacks Consensus Estimate of $0.03 per share, and showing a significant improvement from a loss of $0.34 per share a year ago, resulting in an earnings surprise of +143.90% [1] Financial Performance - The bank posted revenues of $557 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 4.29%, although this represents a decline from year-ago revenues of $625 million [2] - Over the last four quarters, Flagstar Bank has exceeded consensus EPS estimates two times and topped consensus revenue estimates two times [2] Stock Performance - Flagstar Bank shares have increased by approximately 7.6% since the beginning of the year, outperforming the S&P 500's gain of 1.8% [3] Future Outlook - The company's earnings outlook will be crucial for future stock performance, with current consensus EPS estimates at $0.05 for the coming quarter and $0.63 for the current fiscal year, with revenues expected to be $565.9 million and $2.54 billion respectively [7] - The estimate revisions trend for Flagstar Bank was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Banks - Southeast industry, to which Flagstar Bank belongs, is currently ranked in the top 16% of over 250 Zacks industries, suggesting a favorable environment for performance [8]
Flagstar Bank (FLG) Q4 Earnings and Revenues Beat Estimates