为职工健康“加码”——白银市推进职工互助保障提质增效

Core Viewpoint - The article highlights the effectiveness of the employee mutual assistance insurance program in Baiyin City, which aims to enhance the health and financial security of workers through supplementary insurance coverage beyond basic medical insurance [1][2]. Group 1: Program Overview - The employee mutual assistance insurance program is a welfare initiative led by the national trade union, designed to create a multi-tiered social security system that provides additional coverage for workers [2]. - Workers can voluntarily contribute between 25 to over 100 yuan to select from six insurance plans covering over 30 major diseases and hospitalization types, allowing for secondary reimbursement of eligible out-of-pocket expenses after basic insurance [2]. Group 2: Implementation and Impact - Baiyin City has implemented a comprehensive service system to enhance the mutual assistance program, utilizing a "four batches" approach to expand coverage and improve service quality [2]. - As of now, over 510 organizations and 123,900 individuals in Baiyin City have participated in the mutual assistance program, significantly increasing the capacity of workers to manage health risks [2]. Group 3: Financial Performance - In 2025, Baiyin City saw an increase of 3,754 new participants in the program, with total contributions reaching 5.666 million yuan, marking a 12.7% growth compared to 2024 [3]. - The Baiyin City Federation of Trade Unions has distributed 266,400 yuan in subsidies to 84 organizations to enhance the program's effectiveness [2]. Group 4: Service Quality - The Baiyin City Federation of Trade Unions has established a "1234" service standard to ensure efficient processing of insurance claims, aiming for a satisfaction rate of over 95% among members [3]. - The organization emphasizes the importance of providing high-quality services and broad coverage to strengthen the health safety net for workers [3].