曹县农商银行：多举措推进普惠金融，打通服务“最后一公里”

Core Viewpoint - The company, Caoxian Rural Commercial Bank, is committed to serving agriculture, small and micro enterprises, and the general public, focusing on enhancing financial services to ensure inclusive finance reaches the community effectively [1] Group 1: Implementation of "Village Researcher" System - The bank has implemented a "Village Researcher" system requiring all employees to visit rural households at least three times a month to understand local financial needs and promote financial literacy [2] - In Shaozhuang Town, bank staff assessed funding needs for vegetable growers and facilitated quick loans to support spring farming, boosting agricultural production confidence [2] - In Daji Town, known for e-commerce, the bank launched a "E-commerce Loan" product to meet the short-term funding needs of individual e-commerce operators, receiving positive feedback for its simplicity and quick disbursement [2] Group 2: Strengthening Merchant Visit Mechanism - The bank has enhanced its merchant visit mechanism using a "grid-based responsibility" model to ensure comprehensive coverage and effective service delivery [3] - A "Government-Bank-Village-Enterprise" inclusive finance matchmaking event was held in Liangditou Town, facilitating direct communication between the bank and nearly 100 small enterprises, cooperatives, and major growers, resulting in significant engagement and positive evaluations from businesses [3] - The bank aims to continue its commitment to serving agriculture, with goals of providing convenient services, expanding product offerings, and innovating service models to support rural revitalization and county economic prosperity [3]