Down 30% in 3 Months, Is It Time to Worry About XRP?

Core Viewpoint - XRP has experienced a significant price decline of 30% over the last three months, reflecting broader struggles within the crypto sector, but there are no fundamental issues specific to XRP that invalidate its investment thesis [1][3]. Group 1: Price Performance - XRP's price is down 41% over the last six months, indicating a longer-term downward trend even before the recent crypto market crash [3]. - The recent crypto flash crash did not stem from XRP's fundamentals, but rather affected the entire sector, leading to ongoing dysfunction and thin liquidity [4]. Group 2: Market Activity - Despite the price decline, there has been an increase in stablecoin value on the XRP Ledger, growing from approximately $208 million in late October 2025 to $407 million by January 26 [5]. Group 3: Regulatory Developments - Ripple has received regulatory approvals in key jurisdictions, including the Dubai Financial Services Authority for crypto payments in Dubai and an expanded license in Singapore, indicating a positive regulatory environment [6][7].