金融机构禁止误导性销售产品

Group 1 - New regulations aimed at consumer protection and market fairness will be implemented starting February, covering various sectors including elderly care, online consumption, investment safety, and public services [1] Group 2 - The national standard for elderly furniture design, effective from February 1, emphasizes risk consideration in materials and promotes smart designs that are easy for seniors to learn and understand [2] Group 3 - The national standard for student nap desks and chairs will also take effect on February 1, focusing on comfort, safety, and durability based on students' physical development characteristics [3] Group 4 - The "silent carriage" service on trains will expand to over 8,000 train sets nationwide, excluding sleeper trains, starting February 1, enhancing travel comfort [4] Group 5 - The "Financial Institutions Product Appropriateness Management Measures" will be implemented on February 1, requiring financial institutions to differentiate between professional and ordinary investors, with special protections for the latter [5] Group 6 - New rules for online trading platforms will take effect on February 1, prohibiting platforms from forcing merchants to offer unnecessary services and preventing practices like "big data price discrimination" against consumers [6]