How to File Your Taxes for Free in 2026—What Cost-Conscious Filers Need to Know

Core Insights - The IRS is now accepting 2025 tax returns, with options for free online filing available despite the discontinuation of the IRS Direct File program for the 2026 tax season [1][10] - Taxpayers can significantly reduce the time and cost associated with filing taxes by utilizing free IRS tax filing and preparation assistance [2] IRS Free File - Taxpayers with an adjusted gross income of $89,000 or less in 2025 can access free tax preparation software through IRS-trusted companies, which may also offer free state tax preparation [3][10] - There are eight trusted partners providing free tax preparation software, each with specific eligibility requirements based on income, age, location, and military status [4] IRS Free File Fillable Forms - The IRS Free File Fillable Forms are available for taxpayers who prefer to prepare and file their own returns electronically, regardless of income level [5] MilTax - MilTax offers a free electronic filing service for active or recently active military members and their immediate family members [6] Private Filing Companies - Some private tax preparation companies, such as TurboTax and H&R Block, provide free federal tax filing options for eligible taxpayers, particularly for simple returns [7] Volunteer Income Tax Assistance - The Volunteer Income Tax Assistance program offers free tax help for taxpayers making $69,000 or less, those with disabilities, or individuals with limited English-speaking abilities [9] Tax Counseling for the Elderly - This program assists taxpayers aged 60 and older, focusing on tax preparation questions related to pensions and retirement issues [11]