My pension enables me to delay Social Security benefits. What if I want survivor benefits sooner?

“I receive a higher monthly pension benefit until my Full Retirement Age (FRA) of 67, after which the benefit is reduced.” (Photo subject is a model.) - MarketWatch photo illustration/iStockphoto Dear Help Me Retire, My husband, 78, has been taking Social Security since he was 62. I am turning 64 in February, and I retired in June 2025. I receive a pension from my previous employer. I opted for the pension option of “level income.” This means I receive a higher monthly pension benefit until my Full Reti ...