金价暴跌 刚买的金饰能退吗？有商家提醒

Group 1 - International gold and silver prices experienced significant declines on January 30, with gold prices dropping over 10% to below $4800 per ounce and silver prices falling over 30% to below $80 per ounce, marking the largest single-day drop in decades [1] - The nomination of Kevin Walsh as the next Federal Reserve Chairman by President Trump has intensified the decline in precious metal prices, as Walsh has criticized quantitative easing policies and advocates for closer collaboration between the Federal Reserve and the Treasury [1] - The U.S. Labor Department reported that the core Producer Price Index (PPI) for December 2025 exceeded economists' expectations, indicating that inflation is becoming more integrated into the overall economy, which may lead the Federal Reserve to maintain a "neutral" monetary policy longer than anticipated, negatively impacting gold prices [1] Group 2 - Analysts from the UK-based Metal Focus believe that the recent surge in precious metal prices was irrational, but ongoing geopolitical risks and economic uncertainties may prevent sustained market sell-offs [2] - Domestic gold jewelry prices have adjusted downward in response to falling gold prices, with brands like Chow Sang Sang reporting a drop from 1708 RMB per gram to 1618 RMB per gram, a decrease of 90 RMB per gram within two days [2][3] - The price of gold jewelry at Lao Miao has also decreased from 1706 RMB per gram to 1546 RMB per gram, reflecting a drop of 160 RMB per gram over the same period [3][4] Group 3 - Legal experts indicate that gold jewelry and bars purchased in physical stores are generally not subject to a 7-day no-reason return policy, while online purchases of investment-grade gold bars typically state "no returns" due to the nature of the products [6] - Consumer complaints have emerged regarding high return fees for gold products, with some platforms charging up to 5% of the order amount as a handling fee, which consumers find excessive [4][6] - Experts recommend that consumers should not engage in speculative investments in gold and should avoid putting all their investment funds into a single asset, emphasizing the importance of maintaining normal living expenses [8]