These 3 Numbers Show Why It's Likely for XRP to Hit $3 and Beyond
Yahoo Finance·2026-02-01 10:20

Core Viewpoint - XRP has the potential to reach $3 within the next 18 months, given its current price near $1.80, provided there are no significant market disruptions Group 1: Adoption Factors - The typical base transaction fee on the XRP Ledger (XRPL) is 0.00001 XRP per transaction, which translates to a negligible cost of $0.00003 even if XRP reaches $3, making it affordable for users [2] - The XRP Ledger requires a base reserve of 1 XRP in a wallet, which encourages adoption by minimizing the initial funding needed for new users and making it feasible for users with multiple wallets [4] - The cost of an outgoing international wire transfer at a major U.S. bank is approximately $45, which makes small transfers impractical; using XRP significantly reduces this cost and speeds up transaction times [5] Group 2: Competitive Edge - The low transaction fees and minimal reserve requirements position XRP favorably for financial institutions looking to manage tokenized assets and conduct international money transfers efficiently [3][6]