Chemung Financial (US:CHMG) Financial Modeling Prep·2026-02-03 01:00Core Insights - Chemung Financial Corp has demonstrated strong financial performance in the fourth quarter, exceeding market expectations with an EPS of $1.61, compared to $1.24 in the same quarter last year [2][6] - The company's revenue for the quarter reached $30.59 million, marking a 5.11% increase over the previous year's $25.88 million and surpassing consensus estimates [3][6] - Annual net income was reported at $15.1 million, which includes a significant $17.5 million loss on the sale of securities [4][6] Financial Performance - The fourth quarter net income was $7.7 million, or $1.61 per share, showing a slight decrease from the third quarter's $7.8 million, or $1.62 per share [4] - The company has only exceeded consensus revenue estimates once in the last four quarters, indicating a mixed performance trend [3] Valuation Metrics - Chemung Financial's P/E ratio is approximately 19.93, with a price-to-sales ratio of about 2.25 and an enterprise value to sales ratio of around 2.08 [5] - The enterprise value to operating cash flow ratio stands at approximately 7.83, and the earnings yield is about 5.02%, reflecting the company's financial health [5]