Dave Ramsey: “Those Parent Plus Loans Are Going to Balloon to $175,000 If We Just Fight Over This”

Quick Read Parent PLUS loans at 8.94% generate $13,410 in annual interest on $150,000. The balance balloons to $175,000 without aggressive repayment. Ramsey advises debt snowball method treating all $170,000 as one shared emergency instead of separate family obligations. The caller’s $91,500 income with no consumer debt supports $20,000-$30,000 in annual debt repayment. Investors rethink 'hands off' investing and decide to start making real money A caller to The Dave Ramsey Show in January 2026 f ...