乐山市商业银行高质量发展再上新台阶

Core Viewpoint - Leshan Commercial Bank has achieved significant growth and operational excellence in 2025, marking a successful conclusion to the 14th Five-Year Plan with record-breaking performance across various financial metrics [4][11]. Group 1: Financial Performance - By the end of 2025, the bank's total assets exceeded 210 billion, with an average annual growth rate of 12% during the 14th Five-Year Plan [4] - Deposits surpassed 160 billion and loans exceeded 130 billion, with an average annual growth rate of 19% for both deposits and loans during the same period [4] - The bank reported a pre-provision profit of 4.03 billion, ranking first among municipal state-owned enterprises in terms of comprehensive profitability and value creation [4] Group 2: Governance and Reform - In 2025, the bank successfully completed the restructuring of its Party Committee, Discipline Inspection Commission, Board of Directors, and Management, enhancing the integration of Party leadership and corporate governance [6] - The bank implemented 49 high-quality reform tasks ahead of schedule, leading in state-owned enterprise reforms within the city [6] - The average age of management personnel decreased by 5 years, and the average annual profit per person increased by 120% compared to three years ago [6] Group 3: Innovation and Development - The bank established a "Four-List Linkage" mechanism to promote high-quality development, fostering a competitive environment through regular performance rankings [7] - It launched over 1,000 financial innovation activities, achieving 100% coverage of key customer visits and product promotions [7] - The bank initiated a "Billion Savings" campaign, significantly increasing its deposit scale to over 160 billion and loan scale to over 130 billion, with a growth of 20 billion in loans from the beginning of the year [7] Group 4: Risk Management - The bank restructured its internal control system and established a new comprehensive risk management framework, resulting in a decrease in non-performing loans and rates, outperforming regulatory requirements [8] Group 5: Community and Economic Impact - The bank provided a 10 million loan for a green chemical enterprise, supporting its low-carbon development and enhancing market competitiveness [9] - It has actively developed specialized financial products like "Green Factory Loans" and "Cultural Tourism Loans," contributing over 6 billion in loans to key projects in the region [10] - The bank's efforts in supporting local tourism and cultural projects have resulted in nearly 4 billion in credit for related businesses, significantly reducing costs for small and micro enterprises [10] Group 6: Future Outlook - For 2026, the bank has set a theme of "Quality and Efficiency Improvement Year," aiming to solidify its position among the top city commercial banks in the province and enhance its comprehensive competitiveness [11][12] - The bank emphasizes a sense of urgency and responsibility in its operations, focusing on integrated development across scale, quality, efficiency, structure, and internal control [12]