线索直达12309，检察机关依法解封1.1亿元涉案房产

Core Viewpoint - The case highlights the effectiveness of the 12309 prosecutorial service channel in protecting the legitimate rights and interests of enterprises, leading to the withdrawal of a criminal case and the lifting of property seizures valued at over 110 million yuan [1][2]. Group 1: Case Background - Between 2012 and 2018, an individual (甲) secured loans totaling over 89 million yuan from banks for real estate project development, using the project land as collateral [1]. - In 2022, due to overdue loans, the bank initiated civil litigation, and a repayment agreement was reached, allowing the bank to assist in the pre-sale of the project properties to repay the loans [1]. - In June 2023, the individual was criminally investigated for loan fraud, leading to the seizure of over 280 properties valued at more than 110 million yuan [1]. Group 2: Prosecutorial Review Findings - The prosecutorial review determined that although the loans were overdue, the funds were used for the project, and the value of the land and completed properties was sufficient to cover the loan principal, indicating the individual had repayment capability and did not cause "significant losses" to the bank [2]. - The seizure of properties valued at over 110 million yuan exceeded the unpaid loan principal of 89 million yuan, and the individual had not faced any coercive measures during the investigation, which had been pending for over two years without resolution [2]. - The case was legally withdrawn in July 2025, and the seized properties were released, demonstrating the prosecutorial focus on thorough examination of loan usage, repayment reasons, and actual losses incurred by financial institutions [2]. Group 3: Role of the 12309 Service Channel - The resolution of this case was facilitated by the effective operation of the 12309 prosecutorial service channel, which allows individuals to report violations of enterprise rights and other related issues through various platforms [3]. - In 2025, a specialized section for supervising violations of enterprise rights was established within the 12309 service, addressing ten typical situations related to criminal cases involving enterprises [3]. - In 2025, over 17,000 cases were handled by the prosecutorial departments nationwide, reflecting a commitment to legal supervision and equal protection under the law [3].