上海华瑞银行董事长，定了

Group 1 - The core point of the article is the appointment of Wu Kezhao as the chairman of Shanghai Huari Bank, marking the end of a year-long vacancy for the position [1][2][3] - Wu Kezhao, born in 1976, has a background in finance and accounting, previously serving as the bank's president since May 2023 [4][5] - The bank's legal representative has changed from Cao Tong to Wu Kezhao, with several board members and supervisors also exiting [3][4] Group 2 - Shanghai Huari Bank, established in 2015 with a registered capital of 3 billion yuan, is the first private bank in Shanghai, focusing on various financial products including supply chain finance and small microfinance [7] - The bank has experienced significant growth in recent years, with total assets reaching 57.23 billion yuan by the end of 2024, a year-on-year increase of 13.91% [6][8] - The bank's operating income for 2024 was 2.067 billion yuan, up 41.31% year-on-year, and net profit surged by 314.62% to 221 million yuan [8] - The bank's asset quality remains stable, with overdue loans at 1.055 billion yuan and a non-performing loan rate of 1.65% as of the end of 2024 [9]