香港金管局，重磅发布！

Core Insights - The Hong Kong Monetary Authority (HKMA) has released a fintech promotion blueprint aimed at enhancing the responsible and innovative application of fintech in the banking sector [1][5] - The blueprint emphasizes the importance of advanced technology in defining the future of the financial industry, focusing on responsible innovation, cross-border collaboration, and continuous talent development [1][5] Group 1: Key Projects - The HKMA will launch four flagship projects in the coming months, including a Quantum Readiness Index to assess the banking sector's preparedness for post-quantum cryptography [2] - A new risk data strategy will be implemented to enhance data management capabilities in the banking sector, leveraging AI and Distributed Ledger Technology (DLT) for advanced analysis [2] - A standardized cybersecurity benchmark for fintech companies will be developed in collaboration with the industry, focusing on the application of emerging technologies like AI and DLT [3] - Support for skill development will be provided to enhance the capabilities of general fintech users in banks, particularly in integrating AI and DLT into new financial products and services [3] Group 2: Strategic Goals - The blueprint aims to implement the "Fintech 2030" development strategy announced by the HKMA, focusing on high-performance computing infrastructure and advanced applications of AI and DLT [5] - The strategy is based on findings from a previous assessment of banks' technological maturity, indicating a shift towards advanced technology adoption in the financial sector [6] - A survey revealed that 95% of participating banks plan to maintain or increase their fintech investments over the next three years, with about half expecting an increase of 10% to 20% [6]