自然资源部： “带押过户”服务从个人拓展到企业

Core Viewpoint - The Ministry of Natural Resources has initiated a reform action to streamline real estate registration for enterprises, aiming for integrated services by the end of 2026, which will enhance operational efficiency and reduce costs for businesses [1]. Group 1: Reform Objectives - The reform aims to achieve "one-window processing" for enterprise-related registration and tax payment across all cities and counties by the end of 2026 [1]. - The initiative includes a one-stop service for loan approvals, mortgage registrations, and transfer registrations in cities above the prefecture level [1]. Group 2: Key Features of the Reform - The reform focuses on reducing steps, materials, time, and costs by consolidating common materials for registration, mortgage, and tax payment into a single set [2]. - It emphasizes inter-departmental collaboration, utilizing a unified real estate code to facilitate information sharing across various sectors, including tax, finance, and judiciary [2]. - The introduction of "mortgage transfer" services for enterprises aims to alleviate financial burdens by allowing cross-financial institution transactions [2]. Group 3: Innovations and Achievements - Various regions have already implemented innovative measures, such as "tax and fee same payment" reforms, which streamline the collection of taxes and registration fees [3]. - Cities like Qingdao and Hefei have developed "real estate registration + finance" service platforms, enhancing accessibility for banking services [3]. - The reform will continue to evolve based on local practices, aiming to optimize the business environment for real estate registration and stimulate market vitality [3].