养老FOF全市场规模破2300亿 民生加银助力构筑养老投资新模式

Group 1 - The aging population in China is projected to reach 320 million by the end of 2025, accounting for 23% of the total population, with further growth expected to 390 million during the "14th Five-Year Plan" period, increasing the aging population ratio to 27.8% [1] - The elderly dependency ratio is expected to exceed 40% during the "15th Five-Year Plan" period and reach 46.1% by 2030, indicating a shift to a heavily aged society where pension assets become crucial for family wealth management [1] - FOF (Fund of Funds) is emerging as a significant tool for retirement investment, offering professional allocation and risk diversification, which aligns with the long-term, stable investment needs of retirees [1] Group 2 - Minsheng Jia Yin Fund has developed a comprehensive FOF product line catering to various risk preferences and holding periods, utilizing a "target risk + target date" dual approach to meet the investment needs of different life stages [2] - The Minsheng Jia Yin Kangning Stable Pension Target One-Year Holding Mixed FOF, managed by Liu Xin, aims for long-term stable growth while controlling drawdowns, suitable for investors focused on holding experience [2] - The fund reported a net value growth rate of 9.04% over the past year, outperforming its benchmark by 4.84%, showcasing the effectiveness of its investment strategy [2]