张家港行：公司资本充足率保持良好水平

Core Viewpoint - The company maintains a strong capital adequacy ratio, with a focus on serving rural areas, small and medium-sized enterprises, and urban residents while ensuring steady growth and operational efficiency [1] Capital Adequacy - As of September 30, 2025, the company's core Tier 1 capital adequacy ratio is 11.06%, Tier 1 capital adequacy ratio is 12.32%, and total capital adequacy ratio is 13.49% [1] Business Strategy - The company is committed to serving the "three rural issues" (agriculture, rural areas, and farmers), small and medium-sized enterprises, and urban residents, while also focusing on risk prevention in key areas [1] - The company aims to strengthen its internal capital accumulation through operational performance and explore diversified capital replenishment channels, including the issuance of capital supplement bonds [1]