报告建议拓展数字人民币应用场景，夯实其数字经济底层地位

Core Insights - The current wave of digital technology revolution is profoundly reshaping the global economy and financial system, with digital currencies and crypto assets evolving rapidly, expanding the technical boundaries of financial operations while posing new challenges to monetary sovereignty, financial security, and governance capabilities [1] Group 1: Digital Currency and Crypto Assets - The pilot program for digital RMB has achieved large-scale operation, extending its functions to fund management and governance tools [1] - The global stablecoin market has significantly increased, necessitating attention to its spillover effects [1] - The crypto asset market is experiencing heightened volatility and concentration towards leading assets, closely linked to macroeconomic policies [1] Group 2: Policy Recommendations - The report suggests expanding the application scenarios of digital RMB to solidify its foundational role in the digital economy [1] - It emphasizes the need to coordinate the prevention of stablecoin risks to maintain the strategic space for RMB internationalization [1] - The report calls for enhanced forward-looking research to promote collaboration between regulation and academia [1] Group 3: Research and Development - The report outlines the development trends, core characteristics, and global regulatory policies related to digital RMB and crypto assets, providing academic references and intellectual support for the normative development of digital finance in China and safeguarding national financial security [1]