UMB(US:UMBF) ZACKS·2026-02-04 15:50Core Insights - Zacks Premium offers tools for investors to enhance their stock market engagement and confidence [1] - The Zacks Style Scores are designed to help investors select stocks with high potential for market outperformance [3] Zacks Style Scores Overview - The Zacks Style Scores categorize stocks into four types: Value Score, Growth Score, Momentum Score, and VGM Score [4][5][6][7] - Each stock receives a rating from A to F based on its characteristics, with A indicating the highest potential for outperforming the market [3] Value Score - The Value Score identifies attractive stocks using financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow [4] Growth Score - The Growth Score focuses on a company's financial health and future outlook, analyzing projected and historical earnings, sales, and cash flow [5] Momentum Score - The Momentum Score assesses stocks based on price trends and earnings outlook changes, helping investors capitalize on upward or downward price movements [6] VGM Score - The VGM Score combines all three Style Scores, providing a comprehensive indicator for selecting stocks with favorable value, growth, and momentum characteristics [7] Zacks Rank Integration - The Zacks Rank uses earnings estimate revisions to simplify portfolio building, with 1 (Strong Buy) stocks historically yielding an average annual return of +23.83% since 1988 [8] - Stocks with a 1 or 2 rank and Style Scores of A or B are recommended for maximizing returns [10] Company Spotlight: UMB Financial - UMB Financial Corporation, based in Kansas City, MO, offers various banking and asset servicing solutions [12] - Currently rated 3 (Hold) by Zacks, UMBF has a VGM Score of A and a Momentum Style Score of A, with shares increasing by 5.4% over the past four weeks [12][13] - Analysts have raised earnings estimates for UMBF, with the Zacks Consensus Estimate increasing by $0.40 to $11.93 per share, and an average earnings surprise of +16.3% [13]