Banco Santander, S.A. (SAN) Q4 2025 Earnings Call Prepared Remarks Transcript

PresentationGood evening, everyone, and thank you for joining Santander's 2025 Results Presentation. We are delighted to be joined by Executive Chair, Ana Botin; our CEO, Hector Grisi; and our CFO, Jose Garcia Cantera. We are going to have a short presentation with Ana leading the way. Ana, it's my pleasure to hand to you.Ana Botín-Sanz De Sautuola y O'SheaExecutive Chair Thank you, Raul, and good evening, everyone. Welcome to our '25 results presentation. So alongside our strong results today, we are annou ...