MetLife (MET) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

Core Insights - MetLife reported $24.19 billion in revenue for Q4 2025, a year-over-year increase of 22.6%, with EPS of $2.58 compared to $2.08 a year ago [1] - The revenue fell short of the Zacks Consensus Estimate of $30.04 billion, resulting in a surprise of -19.47%, while the EPS exceeded expectations by 9.32% [1] Financial Performance Metrics - Adjusted Revenue from Asia's net investment income was $1.41 billion, exceeding the estimated $1.38 billion, reflecting a 12.3% year-over-year increase [4] - Adjusted Revenue from Latin America's premiums reached $1.44 billion, surpassing the $1.24 billion estimate, marking a 31.4% year-over-year growth [4] - Adjusted Revenue from Asia's premiums was $1.22 billion, slightly below the $1.23 billion estimate, showing a 1.3% year-over-year increase [4] - Adjusted Revenue from EMEA's premiums was $679 million, exceeding the $627.25 million estimate, with a year-over-year change of 19.5% [4] - Total revenue from net investment income was $5.92 billion, above the $5.5 billion estimate, representing a 9.6% year-over-year increase [4] - Other revenues amounted to $737 million, surpassing the $661.92 million estimate, with a year-over-year change of 15% [4] - Universal life and investment-type product policy fees generated $1.27 billion, slightly above the $1.26 billion estimate, reflecting a 4.2% year-over-year increase [4] - Total adjusted revenue for Group Benefits was $6.65 billion, slightly below the $6.71 billion estimate, with a year-over-year change of 2.3% [4] - Adjusted Revenue for Retirement & Income Solutions from universal life and investment-type product policy fees was $104 million, exceeding the $98.69 million estimate, marking a 5.1% year-over-year increase [4] - Adjusted Revenue for Retirement & Income Solutions from net investment income was $2.23 billion, above the $2.19 billion estimate, reflecting a 4% year-over-year increase [4] - Adjusted Revenue for Retirement & Income Solutions from other revenues was $75 million, surpassing the $62.52 million estimate, with a year-over-year change of 23% [4] Stock Performance - MetLife's shares have returned -5.3% over the past month, while the Zacks S&P 500 composite increased by 0.9% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance compared to the broader market in the near term [3]