不足3个月，光大银行旗下村镇银行全部“清空”

Core Viewpoint - Everbright Bank has completely exited the village bank sector, with three of its village banks shutting down within three months, marking a significant shift in its banking strategy [1][10]. Group 1: Everbright Bank's Village Bank Exits - Everbright Bank's Jiangxi Ruijin Village Bank officially exited on January 23, 2025, following the exit of its Jiangsu Huai'an Village Bank on January 20, 2025, and Shaoshan Village Bank on November 11, 2024 [1][6][10]. - The Jiangxi Ruijin Village Bank was established in November 2018, with a registered capital of 150 million yuan, and had total assets of 819 million yuan and net assets of 191 million yuan as of June 2024 [6][10]. - The exit of these banks has resulted in Everbright Bank having no remaining village banks under its management [1][10]. Group 2: Other Banks' Village Bank Exits - Other banks, including Pudong Development Bank, Huaxia Bank, Hengfeng Bank, and Minsheng Bank, have also seen village banks exit, with Pudong Development Bank having the highest number at 13 exits from July 2024 to January 2025 [1][12][15]. - As of February 2, 2025, Huaxia Bank and Hengfeng Bank each had three village banks exit, while Minsheng Bank had two [12][16]. Group 3: Industry Trends - Since 2025, a total of 335 village banks have exited the market, accounting for 75% of all exits, indicating a significant trend in the restructuring of the village banking sector [19]. - The regulatory focus has shifted towards accelerating the reform and risk management of small financial institutions, with a clear directive from the central government to promote the orderly reform and restructuring of village banks [19].