甘肃甘南：专利变现惠牧户 新春“钱袋”旺消费

Core Viewpoint - The article highlights the successful implementation of a patent pledge loan to support the development of Gansu Hualing Dairy Co., Ltd., transforming intellectual property into financial resources for industry upgrades and increased income for herders [1][2]. Group 1: Financial Support and Innovation - The People's Bank of China Gannan Branch guided Agricultural Bank of Gannan to issue the first patent pledge loan in the region, amounting to 20 million yuan, marking a breakthrough in patent pledge financing [2]. - The loan was specifically allocated to key areas such as the procurement of yak milk, ensuring market supply during the peak demand season around the Spring Festival [2]. Group 2: Industry Development and Economic Impact - Gansu Hualing Dairy has developed over 50 high-value products, including infant formula and butter tea, leveraging the region's advantages as the "China Yak Milk Capital" [1]. - The company has established a profit-sharing mechanism involving "company + base + cooperative + herders," significantly increasing the purchase price of core raw materials from 1.2 yuan/kg to 66 yuan/kg, leading to an average annual income increase of over 15,000 yuan for herders [3]. - The rising income levels have enhanced the consumption willingness of herders, boosting sales of traditional products like beef, mutton, and specialty dairy items during the festive season, creating a positive cycle of "industry income increase - consumption quality improvement" [3]. Group 3: Future Prospects - The People's Bank of China Gannan Branch plans to continue enhancing financial services for leading enterprises and promote the normalization of patent pledge financing, aiming to convert more intangible assets into tangible drivers for rural revitalization [3].