去年海南跨境收支规模创历史新高

Core Insights - Hainan Province's cross-border financial reform has led to a record high in cross-border payment and settlement, with significant growth in cross-border RMB transactions [1][2] Group 1: Cross-Border Financial Performance - In 2025, Hainan's cross-border payment scale reached $115.4 billion, marking a 6.1% year-on-year increase, positioning it at a medium level nationally [1] - The total cross-border RMB settlement by banks in Hainan reached 551.44 billion yuan, surpassing 500 billion yuan for the first time, with an 11.6% year-on-year growth [1] - Cross-border e-commerce and new foreign trade formats saw RMB settlements of 17.7 billion yuan, a remarkable increase of 120.5% year-on-year [1] Group 2: Advantages of RMB Cross-Border Settlement - Using RMB for cross-border transactions eliminates exchange rate risks and reduces settlement costs, particularly beneficial for long-term, high-value transactions [2] - The efficiency of business operations improves significantly, with banks providing streamlined services for compliant enterprises, allowing for quicker fund transfers [2] - RMB cross-border financing offers lower interest rates and allows domestic companies to access or lend more RMB compared to foreign currencies [2]