财政金融协同扩内需促消费，广东又有新动作！

Core Viewpoint - Guangdong Province is implementing a comprehensive set of fiscal and financial policies to support the real economy, focusing on reducing financing costs and stimulating market vitality through a combination of "fund guidance + loan interest subsidies + risk sharing" [1] Group 1: Fiscal and Financial Policies - The Ministry of Finance launched a package of policies aimed at stimulating domestic demand, including four measures to support small and medium-sized enterprises (SMEs) with interest subsidies and guarantees, and one measure for personal consumption loan interest subsidies [2] - A loan interest subsidy policy for SMEs will provide a subsidy of 1.5% on principal for loans up to 50 million yuan, targeting 14 key industrial chains and sectors [2] - The equipment upgrade loan interest subsidy policy has been expanded to include additional sectors, maintaining a subsidy rate of 1.5% for up to two years [2][3] - The service industry loan interest subsidy policy has been expanded from 8 to 11 categories, increasing the maximum loan amount eligible for interest subsidies from 1 million yuan to 10 million yuan [3] - A special guarantee plan for private investment has been established with a total guarantee amount of 500 billion yuan, increasing the single credit guarantee limit from 10 million yuan to 20 million yuan [3] Group 2: Investment Guidance Fund - The Guangdong Provincial Strategic Emerging Industry Investment Guidance Fund has been established with a total scale of 100 billion yuan, with an initial phase of 50 billion yuan [5] - The fund aims to create a "long money long investment" policy system, providing stable long-term capital for the construction of a modern industrial system [6] - A three-tiered fund structure ("guidance fund - mother fund - sub-fund") is being developed to leverage fiscal funds and attract private investment [6] Group 3: Support for Manufacturing and High-tech Enterprises - Loan interest subsidies for manufacturing and high-tech enterprises will cover 35% of the loan interest rate, with a maximum annual subsidy of 20 million yuan [7] - The policy targets registered manufacturing enterprises and valid high-tech enterprises, focusing on areas such as factory construction, equipment purchase, and technological transformation [7] Group 4: Policy Synergy and Implementation - Guangdong's policies are designed to complement central policies, creating a synergistic effect that enhances overall support for SMEs and consumption [8] - The combination of provincial guidance funds with central interest subsidies and guarantee plans forms a comprehensive support system addressing financing challenges faced by enterprises [8] - Mechanisms for quarterly disbursement and streamlined processes are in place to reduce the policy implementation cycle and enhance the experience of market participants [9]