多地支持住房公积金用于居民房屋改建

Group 1 - The core viewpoint of the article highlights the acceleration of the relaxation of restrictions on the use of housing provident funds for urban renewal purposes, which is expected to benefit more flexible employment groups [2][4][10] - Recent policies from various cities have expanded the scope of housing provident fund usage, particularly in supporting urban renewal projects that improve residents' living conditions and asset value [4][5][10] - The housing provident fund system faces challenges in effectively mobilizing over 10 trillion yuan of "sleeping funds," necessitating improvements in residents' housing consumption expectations [2][11] Group 2 - The Ningxia Zhongwei Housing Provident Fund Management Center announced new policies allowing fund withdrawals for elderly and child-friendly renovations, as well as structural reinforcement and urban renewal projects [4] - Hebei Langfang has lifted restrictions on the frequency of housing provident fund withdrawals, allowing residents to withdraw funds for various housing-related purposes without a 12-month interval [4][5] - The Beijing urban renewal policy toolbox aims to accelerate support for housing provident fund loans for residents' renovation costs, reducing financial burdens on families [5][10] Group 3 - Shandong Dezhou is piloting housing provident fund participation for flexible employment workers, linking it with urban renewal projects to enhance fund accumulation and loan limits [6][7] - The central economic work conference has emphasized the need to deepen housing provident fund reforms, particularly to include more flexible and new employment forms [10] - In 2024, the total amount of housing provident fund contributions is projected to reach 36,317.83 billion yuan, with a 4.67% increase from the previous year, although the proportion of flexible employment participants remains low at 1.24% [10][11]