Core Viewpoint - Huishang Bank held its first extraordinary shareholders' meeting of 2026, where a proposal for a cash dividend was introduced but ultimately withdrawn due to insufficient support from shareholders [1][3][5]. Group 1: Shareholders' Meeting - The extraordinary shareholders' meeting was convened by the board and presided over by Executive Director Kong Qinglong, with several directors in attendance [1][2]. - A temporary proposal was introduced by shareholders for a cash dividend of 1.87 RMB per 10 shares, totaling 2.597 billion RMB, which would account for 30.06% of the bank's net profit for the first half of 2025 [3][4][16]. - The proposal was ultimately rejected, with 25.55% of shareholders in favor, 50.45% against, and 23.99% abstaining from the vote [5][18][19]. Group 2: Dividend History and Financial Performance - Huishang Bank's dividend payout ratio has increased over recent years but remains lower than some peers, with ratios of 13.37%, 14.5%, and 15% from 2022 to 2024 [8][20]. - For the first half of 2025, the bank reported operating income of 21.157 billion RMB, a year-on-year increase of 2.25%, and a net profit of 9.328 billion RMB, up 3.81% [10][20]. - The bank's net interest income faced pressure, decreasing by 1.06% to 14.530 billion RMB, with a net interest margin of 1.37% and a net interest yield of 1.55%, both down from the previous year [10][11][20]. Group 3: Asset Growth and Challenges - As of the end of September 2025, Huishang Bank's unaudited total assets reached approximately 2.3 trillion RMB, reflecting a growth of 14.1% since the beginning of the year [13][23]. - The bank faces challenges in maintaining profitability levels despite ongoing asset expansion, particularly in traditional lending and deposit operations [12][21][22].
总资产超2.3万亿，这家银行中期分红提案遭过半股东反对