UMB Financial Corporation (UMBF) Soars to 52-Week High, Time to Cash Out?

Company Performance - UMB Financial (UMBF) shares have increased by 8.9% over the past month, reaching a new 52-week high of $132.49 [1] - Year-to-date, UMB has gained 13.9%, outperforming the Zacks Finance sector's 1.8% gain and the Zacks Banks - Midwest industry's 11.1% return [1] Earnings and Revenue Expectations - UMB has consistently beaten earnings estimates, with an EPS of $3.08 reported on January 27, 2026, compared to a consensus estimate of $2.71 [2] - For the current fiscal year, UMB is projected to earn $12.03 per share on revenues of $2.89 billion, reflecting a 5.99% increase in EPS and a 7.96% increase in revenues [3] - The next fiscal year is expected to see earnings of $13.13 per share on revenues of $3.06 billion, indicating a year-over-year change of 9.15% in EPS and 6.04% in revenues [3] Valuation Metrics - UMB currently trades at 10.9 times the current fiscal year EPS estimates, which is above the peer industry average of 10.5 times [7] - On a trailing cash flow basis, UMB trades at 10.5 times, compared to the peer group's average of 11.4 times [7] - The stock has a PEG ratio of 0.94, which does not place it among the top tier of stocks from a value perspective [7] Zacks Rank and Style Scores - UMB holds a Zacks Rank of 1 (Strong Buy) due to a favorable earnings estimate revision trend [8] - The stock has a Value Score of B, a Growth Score of C, and a Momentum Score of A, resulting in a combined VGM Score of B [6] Industry Comparison - UMBF's performance is strong, but 1st Source Corporation (SRCE) is also a notable peer with a Zacks Rank of 2 (Buy) and a Value Score of B [9] - SRCE is expected to post earnings of $6.69 per share on revenues of $461 million for the current fiscal year, with shares gaining 9.9% over the past month [10] - The Banks - Midwest industry is positioned in the top 17% of all industries, indicating favorable conditions for both UMBF and SRCE [11]